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Privacy Policy

Last Updated: April 16, 2025

This Privacy Policy describes how CYCB ("we," "us," or "our") collects, uses, and discloses your information when you use our mobile application CYCB: Expense Money Manager (the "App").

We are committed to protecting your privacy. Please read this Privacy Policy carefully to understand our practices regarding your information and how we will treat it. If you do not agree with our policies and practices, do not download, register with, or use this App.

1. Information We Collect

We collect several types of information from and about users of our App, including:

  • Personal Information: Information that identifies you as an individual or relates to an identifiable individual, including name, email address, and other personal details you provide when setting up an account.
  • Financial Information: Information you input about your financial transactions, including expense data, income, budgets, and spending categories.
  • Usage Data: Information about how you use our App, including frequency of use, features accessed, and preferences.
  • Device Information: Information about your mobile device and internet connection, including the device's unique device identifier, IP address, operating system, browser type, and mobile network information.

2. How We Collect Your Information

We collect information directly from you when you:

  • Create an account or profile in our App
  • Input financial information into the App
  • Communicate with us directly
  • Participate in surveys or promotions
  • Subscribe to our premium services

We also collect information automatically as you navigate through the App. Information collected automatically may include usage details, IP addresses, and information collected through cookies and other tracking technologies.

3. How We Use Your Information

We use information that we collect about you or that you provide to us, including any personal information:

  • To provide you with the App and its contents, and any other information, products or services that you request from us
  • To process and complete your financial transactions
  • To provide you with insights about your financial habits and spending patterns
  • To fulfill any other purpose for which you provide it
  • To provide you with notices about your account, including expiration and renewal notices
  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us
  • To notify you about changes to our App or any products or services we offer or provide through it
  • To improve our App, products or services, marketing, or customer relationships
  • In any other way we may describe when you provide the information
  • For any other purpose with your consent

4. Disclosure of Your Information

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

We may disclose personal information that we collect or you provide as described in this privacy policy:

  • To our subsidiaries and affiliates
  • To contractors, service providers, and other third parties we use to support our business
  • To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets
  • To fulfill the purpose for which you provide it
  • For any other purpose disclosed by us when you provide the information
  • With your consent

We may also disclose your personal information:

  • To comply with any court order, law, or legal process, including to respond to any government or regulatory request
  • To enforce or apply our terms of use and other agreements, including for billing and collection purposes
  • If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of CYCB, our customers, or others

5. Data Security

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on secure servers behind firewalls.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our App, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.

Unfortunately, the transmission of information via the internet and mobile platforms is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted through our App. Any transmission of personal information is at your own risk.

6. Data Retention

We will retain your personal information for as long as necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements.

To determine the appropriate retention period for personal information, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure of your personal information, the purposes for which we process your personal information and whether we can achieve those purposes through other means, and the applicable legal requirements.

7. Your Rights and Choices

You can review and change your personal information by logging into the App and visiting your account profile page.

You may also send us an email at privacy@checkyourcashbalance.com to request access to, correct, or delete any personal information that you have provided to us. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

If you delete your User Content from the App, copies of your User Content may remain viewable in cached and archived pages, or might have been copied or stored by other App users. Proper access and use of information provided on the App, including User Content, is governed by our terms of use.

8. Children Under the Age of 13

Our App is not intended for children under 13 years of age. No one under age 13 may provide any information to or on the App. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this App or on or through any of its features.

If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at privacy@checkyourcashbalance.com.

9. International Users

This App is hosted in the United States. If you are accessing the App from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated. The data protection and other laws of the United States might not be as comprehensive as those in your country.

By using this App, you consent to your information being transferred to our facilities and to the facilities of those third parties with whom we share it as described in this Privacy Policy.

10. California Privacy Rights

If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. To learn more about your California privacy rights, visit the CCPA Privacy Notice section of this Privacy Policy.

11. Changes to Our Privacy Policy

We may update our Privacy Policy from time to time. If we make material changes to how we treat our users' personal information, we will post the new Privacy Policy on this page and notify you through a notice on the App the first time you use the App after we make the change.

The date the Privacy Policy was last revised is identified at the top of the page. You are responsible for periodically visiting this Privacy Policy to check for any changes.

12. Contact Information

To ask questions or comment about this privacy policy and our privacy practices, contact us at:

Email: privacy@checkyourcashbalance.com

Website: https://checkyourcashbalance.com

13. CCPA Privacy Notice

This CCPA Privacy Notice section for California residents supplements the information contained in our Privacy Policy and applies solely to all visitors, users, and others who reside in the State of California.

Information We Collect

We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device ("personal information").

Categories of Personal Information We Collect

We have collected the following categories of personal information from consumers within the last twelve (12) months:

  • Identifiers (such as name, email address)
  • Commercial information (such as transaction data)
  • Financial data (such as spending patterns, income information)
  • Internet or other network activity information (such as browsing history, app usage)
  • Geolocation data
  • Inferences drawn from other personal information

Your Rights and Choices

The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.

Access to Specific Information and Data Portability Rights

You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months.

Deletion Request Rights

You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions.

Exercising Access, Data Portability, and Deletion Rights

To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by emailing us at privacy@checkyourcashbalance.com.

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.

CYCB

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